Lock in high returns with Salmon Bank Time Deposit, starting from PHP 5,000
As inflation rises, households across the Philippines are feeling the impact of higher everyday costs. The Bangko Sentral ng Pilipinas (BSP) has raised its 2026 average inflation forecast to 5.1%, driven by global pressures and elevated oil prices. While fuel rollbacks offer some relief, the cascading effect on goods and services remains a daily burden for many Filipinos.
Over time, rising prices can also reduce the value of your savings, especially if your money isn’t growing at a similar pace. In this environment, building financial resilience doesn’t always mean setting aside large amounts; it’s all about ensuring that your money is working harder for you, with interest rates that outpace inflation.
With Salmon Bank Time Deposits, you can begin growing your savings with as little as PHP 5,000, while earning competitive interest rates ranging from 6% to 8% per annum. By placing your money in a higher-yield savings account, you give it the opportunity to better keep pace with inflation over time.
Here’s how you can get ahead
High-yield time deposits are emerging as a simple, low-risk way for Filipinos to protect and even grow their purchasing power. By earning returns that are higher than inflation rates, you can preserve the value of your savings.
You can start with as little as PHP 5,000 and earn up to 6% p.a., significantly higher than traditional savings accounts. For those looking to maximize returns, deposits of PHP 1 million and above can earn up to 8% p.a., offering not just protection, but real growth over time.
It’s important to note that all interest earnings are subject to a 20% withholding tax. But even after taxes, these higher interest rates can keep up with the BSP-projected inflation rate of 5.1%, allowing your money to grow faster than the rise in prices.
Keep your savings secure
In uncertain times, having a safe place for your money matters more than ever.
With Salmon Bank (Rural Bank), your savings are not only given the opportunity to grow; they are also protected. Your deposits are insured by the Philippine Deposit Insurance Corporation (PDIC) for up to PHP 1 million per depositor, and the bank operates under the regulation of the Bangko Sentral ng Pilipinas (BSP).
Salmon Bank (Rural Bank) Inc., formerly the Rural Bank of Sta. Rosa Laguna, has been serving Filipino communities since 1963, building a long-standing foundation of trust and reliability.
As households navigate rising costs, making thoughtful financial decisions can help provide greater stability. With Salmon Bank Time Deposits, saving remains straightforward, offering a simple way to help preserve and grow your money over time.
Ready to take the next step? Starting your savings journey with Salmon Bank (Rural Bank) is easy. Open an account using this link: https://salmon.ph/salmonbank-deposits. You can also visit Salmon Bank (Rural Bank) branches in Sta. Rosa, Laguna, and Bacoor, Cavite. To learn more about this offer, visit: https://salmon.ph/salmonbank.
Salmon Bank is majority-owned by Salmon Group Ltd. Salmon Group is a a technology-driven holding company backed by world-class investors, including International Finance Corporation (IFC), a member of the World Bank Group; the sovereign wealth fund and asset managers out of Abu Dhabi; and leading U.S. venture investors.
Terms and Conditions apply. Per DTI Fair Trade Permit No. FTEB-242399 Series of 2025.
About Salmon Bank
Salmon Bank (Rural Bank) Inc., the banking arm of Salmon Group, is a technology-driven challenger bank that combines the trust of a licensed institution with the speed and seamless experience of a modern digital product.
About Salmon Group
Salmon Group is a technology-driven financial company building a banking and lending platform across Southeast Asia, starting with the Philippines. We operate a BSP-licensed bank, consumer lending businesses, and a growing suite of financial products – all delivered through the Salmon app, a modern money app built for everyday Filipinos. Backed by IFC (World Bank Group) and ADQ/Lunate, we combine the trust of a regulated institution with the speed and experience of modern technology to make finance simple, accessible, and human.
