Modess Champions Women to Stand with Confidence This Women’s Month

From Left: Steffi Lucero, Host; Kaila Estrada, Actress; Kristine Jane Atienza, Astonaut Candidate; Gybel Agregado, Co-Managing Director of Girls Got Game; Kaye Martinez, Co-Managing Director of Girls Got Game

This Women’s Month, Modess is reclaiming a phrase many women have heard at some point in their lives: “babae kasi.” Often used to dismiss women or question their abilities, the line has long carried quiet limitations. Modess is turning that narrative around, reframing it as a reminder that being a woman is not a disadvantage, but a source of strength.

A Women’s Month Celebration Built on Visibility, Voice, and Real Support

To bring the message into everyday spaces, Modess partnered with Grab Philippines from 10 March to 9 April to spotlight women drivers and Move It motorcycle riders navigating a traditionally male-dominated industry. Through the collaboration, Modess distributed free pads to women passengers riding with women Grab drivers and extended that same gesture to those riding with women Move It motorcycle riders — making menstrual hygiene essentials more accessible on the road. It was a simple but powerful reminder that protection, comfort, and confidence should never be out of reach, no matter where the journey takes you.

Modess partners with Grab, bringing quality sanitary pads closer to women.

Extending these stories even further, Modess also launched Confidence Convos starting 19 March until end of March, a video series in partnership with Cosmopolitan Philippines, which spotlights women thriving in unconventional spaces from female aviation to ride hailing and mobility services. The series explores the challenges these women face while highlighting how they continue to flourish in their fields, reinforcing a powerful truth: women are capable of thriving anywhere they choose to be.

L-R: Darna Salvador, Move It Rider; Chezka Carandang, Pilot; Cheryl Francisco, Grab Car Driver

The conversation continued at this year’s BeautyCon, held on March 20, where Modess brought together women breaking barriers in their own areas of expertise — not just to talk about confidence, but to reclaim it. The event challenged the phrase “babae kasi,” which highlighted how Modess and its guests flipped the narrative, turning it into a declaration of strength and confidence.

Actress, host, model, and influencer Kaila Estrada spoke about standing her ground in a competitive, often relentless industry: “‘We don’t just belong in these spaces — we elevate them.”  She also opened up about pushing through red days on set, reminding women that being in discomfort doesn’t mean stopping — it means knowing your body and trusting it.

Astronaut Candidate Kristine Jane Atienza reflected on carving her path in a field where Filipino women are rarely seen: “Every time I heard ‘babae kasi,’ I just trained harder. It became fuel. Proving them wrong wasn’t even the goal—it just happened. And astronaut training (yes, even on red days) proved my body can do way more than I was told.” She shared how powering through the physical demands of astronaut training — red days included — taught her that her body was capable of far more than she had been led to believe.

Girls Got Game co-managing directors Gybel Agregado and Kaye Martinez-Daly echoed the same spirit. Agregado shared: Our work at Girls Got Game is rooted in one belief: young girls deserve to see women compete, lead, and win — unapologetically. ‘Babae kasi’ was never a reason to sit out. It’s a reason to show up harder.” Martinez-Daly added: “Women are always told it can’t be done; but the moment you choose not to listen to that, everything changes. Red days, bad days, hard days — you still show up. That’s what confidence really looks like.”

Beyond Women’s Month, Modess is sustaining this commitment through its partnership with Girls Got Game, supporting programs that empower young women to develop confidence, leadership, and resilience early—before the world attempts to define their limits for them.

“’Babae kasi’ has long been said as a limitation that has shaped how women live, pushing them to shrink themselves, be quieter, more careful, or less visible,” said Katee Tolabing, Senior Brand Manager of Modess. “This Women’s Month, we’re reclaiming it as a statement of strength and celebrating what it truly means to be a woman: showing up with confidence, moving freely, and owning every space with pride. At Modess, we believe every woman deserves to live fully and confidently, every single day, with the freedom to keep going, even on her red days.”

By uplifting women in everyday spaces and amplifying their stories, Modess hopes to help more women see confidence not as something they need to prove but something they already carry.

HATCH 2026 Opens at the Grand Lobby of The Manila Hotel, Celebrating Contemporary Filipino Art in a Timeless Setting

Ceremonial ribbon cutting formally opens Hatch 2026 at The Manila Hotel

The Grand Lobby of The Manila Hotel came alive on March 25, 2026, as distinguished guests, artists, members of the media, and content creators gathered for the opening reception of HATCH 2026, the 8th edition of the premier art showcase at The Manila Hotel.

With the theme Contemporary Visions, Timeless Setting, HATCH 2026 bridges heritage and modern expression. This year’s edition brings together 12 contemporary and emerging Filipino artists, each invited to interpret the iconic acrylic egg transforming it into a compelling vessel of storytelling, identity, and imagination.

Set against the storied backdrop of The Manila Hotel’s Grand Lobby, the opening reception formally presented this year’s featured artists to the public: Marko Belo, Dino Blanco, Norman Blanco, Rachel Anne Lacaba, Jao Mapa, Raf Page, Tokwa Peňaflorida, JP Pining, Angelo Roxas, Alber Tabanao, Rene Tolentino, and Krishnamurti.

The event was graced by Mr. Basilio C. Yap, chairman of the board of The Manila Hotel; Dr. Emilio C. Yap III, vice chairman of The Manila Hotel and president of the Manila Bulletin; Atty. Jose D. Lina, Jr. president of The Manila Hotel; Marvin Kim Tan, vice president for sales and marketing of The Manila Hotel; and Leslie Araujo, brand and marketing manager of the Manila Bulletin and project head of HATCH 2026; alongside members of the media and content creators.

In his remarks, Marvin Kim Tan shared, “What began as a platform to showcase fresh ideas has grown into a meaningful space that champions creativity and emerging talent. We are proud to continue supporting this initiative and the community it has built over the years. Our sincere thanks to Manila Bulletin for their continued partnership, and to the 12 artists featured this year. When Ernest Hemingway visited in 1941, he remarked, ‘It’s a good story if it’s like The Manila Hotel.’ May this year’s exhibit at our Grand Lobby be another great story to tell.”

HATCH Contemporary Visions, Timeless Setting is on display at the Grand Lobby of The Manila Hotel until May 2, 2026. Admission is free.

For more information, visit The Manila Hotel

ArenaPlus reignites PVL, Spikers’ Turf partnership for third year

Year 3: ArenaPlus renews support for PVL, Spikers’ Turf

ArenaPlus, the country’s number one PAGCOR-licensed online sportsbook, renewed its partnership with the elite Premier Volleyball League and Spikers’ Turf on Thursday, March 26, at the fabled Smart-Araneta Coliseum.

On top of its continued support, the DigiPlus-owned ArenaPlus now also holds the sole distinction of being the official sportsbook of both top-flight leagues–further pushing the envelope in an evolving sports and entertainment landscape.

Present at the landmark event for ArenaPlus was its official representative, Jasper Vicencio, who reiterated the company’s push that partnerships go beyond mere renewals and tradition, and are always for the improvement of Filipino sports.

“Over the years, we have witnessed how volleyball has captured the hearts of Filipinos, from packed arenas to millions of fans following every rally, every set, and every championship moment,” Vicencio said.

“Through this partnership, ArenaPlus is proud to elevate the sports entertainment experience surrounding volleyball. Whether inside the arena or among fans cheering from different parts of the country, the energy of the game continues to unite people and create moments that fans truly live for.”

ArenaPlus explains vision for PVL, Spikers’ Turf to media

Joining Vicencio at the event was PVL Control Committee Chairman Sherwin Malonzo, who likewise hoped that the continued partnership would further elevate Philippine volleyball to world-class status.

“We extend our heartfelt appreciation to ArenaPlus for its partnership with the Premier Volleyball League and the Spikers’ Turf. Your continued investment and confidence in the PVL and Spikes’ Turf play a vital role in elevating the league’s growth, enhancing fan engagement, and strengthening the platforms for our athletes,” Malonzo said.

“This collaboration reflects our shared commitment to innovation, entertainment, and delivering a world-class volleyball experience to audiences nationwide.”

Just like the ever-growing landscape of both men’s and women’s volleyball, ArenaPlus continues to adapt and position itself as the Philippines’ premier entertainment gateway. 

As the ink dries on another secured partnership with two of the country’s best sports leagues, ArenaPlus, the official sportsbook of the PVL and Spikers’ Turf, reignites its passion to be as accessible as ever to every sports-loving Filipino.

About DigiPlus
DigiPlus Interactive Corp. pioneered digital entertainment in the Philippines. It introduced the leading platforms BingoPlus and ArenaPlus, widely known for their engaging interactive gaming and sports entertainment experiences. DigiPlus also operates GameZone, with more to come. For more information visit www.digiplus.com.ph.

About ArenaPlus
ArenaPlus is the #1 PAGCOR-licensed online sportsbook in the Philippines, providing a secure and engaging sports betting experience since its launch in 2023.

Fossil Supports Filipina Athletes in All-Women Sports Awards

From Left: Hon. Senator Vicente Sotto III; Fanny Choi, Fossil Manager-APAC Distribution; Philippine Sports Commission’s Olivia "Bong" Coo, and; Hon. Quezon City Vice Mayor Gian Sotto grace the 3rd All-Women Sports Awards 2026. Fossil is the event’s official watch sponsor.

The Philippines’s top women athletes were honored and their achievements celebrated at the 3rd All-Women Sports Awards 2026, an event that continues to push for stronger support, investment, and systems that allow Filipina athletes to thrive. The ceremonies were held at the Philippine International Convention Center last March 20, 2026.

The All-Women Sports Awards is organized by the Philippine Sports Commission (PSC), with Fossil as the event’s official watch sponsor. Fossil, an international watch and accessories brand, continues to champion women’s empowerment as part of its environmental and social initiatives. Through its support of the awards, the brand reinforces efforts that inspire the next generation of young Filipina athletes, affirming that their work is seen, valued, and worth pursuing.

More than 80 Filipina athletes attended the ceremony, with 38 awards presented to recognize excellence across different disciplines in Philippine sports. Among those honored were members of the Philippine Women’s Football Team (Pilipinas), named Athletes of the Year, and swimmer Angel Otom, who was recognized as Para-Athlete of the Year. First Lady Liza Araneta Marcos was also named “Ina ng Atletang Pinoy” in recognition of her support for female athletes.

Giving words of encouragement and helping present the awards were Senate President Vicente “Tito” Sotto and Senator Bong Go, Chair of the Senate Committee on Sports. They were joined by Philippine Sports Commission (PSC) commissioner Olivia “Bong” Coo, as well as Fanny Choi, Fossil Manager–APAC Distribution, who represented the brand’s continued support for women’s sports.

In his message during the event, PSC chairman Patrick C. Gregorio emphasized that the All-Women Sports Awards goes beyond recognition. He shared that it serves as a platform to inspire future generations of Filipina athletes to pursue excellence in sports. Gregorio also noted that women athletes should not be seen as a separate category, but as integral contributors to the country’s sporting success and identity. He pointed out the ongoing imbalance in recognition, where women often work harder for less visibility, an issue the PSC aims to address through stronger and more consistent institutional support.

SMDC Introduces Renewable Energy Systems Across Key Residential Projects

SMDC integrates renewable energy solutions across its residential communities, bringing sustainability into everyday living.

Marking a shift where sustainability moves beyond advocacy and starts shaping how communities operate day to day

As sustainability conversations continue to evolve, a more practical question is beginning to take hold for many homebuyers and residents. Beyond awareness, how does it actually improve everyday living?

SM Development Corporation (SMDC) is taking a step in that direction with the introduction of renewable energy systems across four of its residential developments. The initial rollout covers Style Residences, Spring Residences, South Residences, and Vine Residences, with three located in Metro Manila and one in the Visayas.

The initiative is part of SMDC’s partnership with Buskowitz, a Philippine-based renewable energy solutions provider, formalized in October 2025, and focuses on integrating renewable energy solutions into the common areas of these communities. The rollout comes at a time when sustainability is gaining wider attention globally, with initiatives such as Earth Hour encouraging more conscious energy use.

While sustainability is often discussed in broad and long-term terms, its impact at the residential level is becoming more immediate and measurable. Early estimates show that these systems may reduce energy consumption in shared spaces by around 15 percent. Over time, this can influence how efficiently a development operates and help manage the portion of association dues allocated to common area electricity use.

For residents, the benefit is simple. Lower energy use in shared spaces can help manage electricity-related costs, while improving how the community runs day to day.

“This is really about making sustainability more tangible at the community level,” said Jessica Bianca Sy, Vice President and Head of Design, Innovation and Strategy at SMDC. “When it starts to affect how a development operates day to day, that’s when it becomes more meaningful for residents. It’s no longer just an idea, but something they experience over time.”

The move also reflects a broader shift in how residential developments are being planned. Sustainability is no longer positioned as a separate feature but is gradually becoming part of how communities are designed to function on a daily basis.

Following the pilot phase, SMDC plans to expand renewable energy integration across future SMDC Nature developments, reinforcing a direction toward communities that are designed with both present use and long-term everyday living in mind.

To learn more, visit www.smdcnature.com.

Setting a New Standard: SMX Convention Center Seaside Cebu Brings World-Class MICE to Cebu

SMX Convention Center Seaside Cebu is located at South Coastal Road and F. Vestil St., South Road Properties (SRP), Cebu City, Philippines.

SM Hotels and Conventions Corporation (SMHCC) is poised to redefine the country’s MICE landscape as it prepares to open the biggest convention center in the Philippines, SMX Convention Center Seaside Cebu. Strategically designed to attract international organizers, it is seen to compete with leading venues across Southeast Asia, including those in Singapore, Thailand, and Malaysia.

Prime Location in Cebu’s South Road Properties

Located within Cebu’s fast-rising South Road Properties (SRP), the region’s most ambitious development corridor, the venue offers seamless connectivity to SM Seaside City Cebu via a link bridge, with direct access to SM Hotels’ uprising hotel properties: a dual-branded development that showcases both the Radisson and Park Inn by Radisson brands. It also stands adjacent to SM Arena Seaside Cebu. This enables event organizers to create a fully integrated event ecosystem in a single destination, where delegates can conveniently access convention facilities, large-scale entertainment venues, as well as a wide range of dining, retail, and leisure experiences within a compact and well-connected district.

A New Benchmark: The Philippines’ Largest Convention Center

Spanning a gross floor area of more than 40,000 square meters and offering 21,000 square meters of leasable space, the convention center is built for scale and flexibility. Its four expansive, column-free exhibition halls feature an impressive 10-meter vertical clearance and industry-grade floor loading capacity of 250 lbs per square foot, ideal for large-scale trade shows, international exhibitions, and high-impact events. Complementing these are eight function rooms and nineteen meeting rooms, designed to accommodate a wide range of corporate and social gatherings.

The venue is equipped with advanced technical infrastructure, including robust rigging load capacities, multiple freight and car lifts for efficient ingress and egress, and large roll-up doors for seamless event setup. A 10-meter-high pre-function lobby, executive VIP lounge, and fourteen strategically located kitchens further enhance its ability to host simultaneous, large-scale events with premium service delivery.

Built with global standards in mind, SMX Convention Center Seaside Cebu offers full connectivity through Wi-Fi, LAN, and telecommunication systems, alongside comprehensive safety features such as CCTV monitoring, automated fire alarm systems, emergency power backup, and an on-site medical clinic. With 1,815 parking slots and a wide network of accredited caterers, contractors, and technical providers, the venue ensures a seamless end-to-end event experience.

Designed for Everyone: Inclusive Amenities

Beyond its scale and facilities, the center is designed to be inclusive and accessible, with provisions for persons with disabilities, all-gender restrooms, and convenient access to retail, dining, and commercial establishments within its perimeter.

Positioning the Philippines as a Global MICE Destination

SM Hotels Senior Vice President for Operations Walid Wafik said, “With its contemporary architecture, expansive capabilities, and prime location, SMX Convention Center Seaside Cebu is set to elevate the Philippines’ position in the global MICE industry. It also offers international organizers a compelling alternative to established convention destinations across Southeast Asia while providing the unique opportunity to complement business events with leisure experiences, allowing delegates to enjoy Cebu’s vibrant culture, stunning beaches, and local attractions alongside their professional engagements.”

For more information, visit www.smxconventioncenter.com

Why Las Piñas Home Buyers Are Moving to Elevated, More Connected Communities

SMDC’s Twin Residences responds to the real needs of South-based buyers—from young professionals to families and OFWs—looking for a more practical, everyday upgrade.

For many people living in the South, the decision to buy a home is no longer just about ownership. It’s about solving everyday challenges.

For many people living in the South, the decision to buy a home is no longer just about ownership. It’s about solving everyday challenges.

Time spent on the road. Adjusting daily routines around traffic. Wanting more privacy while staying close to family. These are the real considerations shaping how people choose where to live today.

Because of this, more homebuyers are starting to consider a different kind of option—homes that make daily life simpler, more manageable, and more predictable.

This is why elevated, integrated communities are becoming more appealing.

Well-planned interiors at Twin Residences are designed for functionality and comfort, supporting modern, practical urban living.

For young professionals, the goal is simple: to have their own space. After years of living with family or sharing rooms, they are ready for independence. More importantly, they want a home that helps them keep up with their daily schedule—closer to work, easier to move around, and with less time lost to long commutes.

For young couples, it’s about starting life on the right footing. They are not looking for something extravagant, but for something that works—a home that is easier to maintain, closer to where they need to be, and supportive of their everyday routine. Something they can build on without added stress.

For parents, the thinking is both practical and emotional. Many are investing in a unit for their children or family members so they can live in a place that is more accessible and easier to manage day to day. It’s about peace of mind—knowing that even if they are not always there, their loved ones are in a better setup.

There is also a growing number of buyers who see this as a smart investment. Local investors are looking for properties that are easy to rent out and located where people actually want to live. Developments that are connected, accessible, and practical tend to sustain stronger demand over time.

For OFWs, the decision is more personal. Many want a home they can come back to—a place that still feels familiar but offers a better way of living. Something they can prepare for their family or for their future, without having to second-guess the location.

Across all these buyers, one thing is clear: people are no longer choosing based on price or size alone. They are choosing based on how a home can make everyday life easier and more secure.

This is where SMDC’s Twin Residences comes in.

Built on the idea of “Twin”—two towers in one address—it offers a more practical kind of upgrade for South-based buyers, focused on what matters most. More than just a place to live, it is designed to support everyday life through better planning, accessibility, and a stronger sense of safety.

It delivers a level of ease that comes from being elevated—where daily disruptions are less felt and routines are more consistent. It offers better access, located along a main road that connects residents to key areas in the South. It also provides a more secure living environment, with controlled access and managed spaces that give residents and their families added peace of mind.

This is captured in its promise: “Twice the Life You Deserve.”

In simple terms, it gives more where it counts:

More ease in everyday living.
More access to where you need to be.
More peace of mind for you and your family.

For many buyers in the South, that difference is exactly what they’ve been looking for.

Visit www.smdcheights.com for more information.

South Metro Demand Shifts Toward Practical Living, with Sucat Emerging as a Key Residential Hub

Bloom Residences sits conveniently near Skyway and SLEX, bringing the metro within easy reach.

Accessibility, infrastructure, and everyday convenience drive growing interest in Parañaque’s Sucat district – where developments such as SMDC’s Bloom Residences are responding to evolving residential needs.

As urban living continues to evolve, homebuyers are increasingly prioritizing practicality over prestige—placing greater value on accessibility, proximity to essential services, and the ability of a location to support everyday life efficiently.

In South Metro Manila, Sucat in Parañaque is emerging as one of the residential areas benefiting from this shift.

Strategic Location Driving Demand

Real estate observers note that locations offering balanced access to business districts, transport infrastructure, and daily essentials are becoming more attractive to both end-users and investors. Sucat’s strategic position—supported by direct access to major road networks such as the South Luzon Expressway and the Skyway—places it within convenient reach of key destinations including Alabang, Makati, Bonifacio Global City, and the Mall of Asia complex.

Established Essentials Strengthening Livability

The area is also supported by established institutions, including healthcare facilities such as Medical Center Parañaque and Asian Hospital, as well as educational institutions and commercial centers that contribute to long-term livability.

Infrastructure Supporting Long-Term Growth

Infrastructure developments further reinforce the district’s growth trajectory. Ongoing and planned projects, including the Cavite–Laguna Expressway (CALAX), South Luzon Expressway Toll Road 4 (SLEX TR4), and the LRT Line 1 Cavite Extension, are expected to enhance connectivity across the south corridor and support property value appreciation over time.

Developments Respond to Changing Lifestyles

More than an entrance, the Bloom Residences lobby is a space that welcomes you home.

Developments within the area are responding to these evolving preferences, SM Development Corporation (SMDC) continues to develop residential communities that prioritize both accessibility and quality of life. Among these is Bloom Residences by SMDC Nature, a residential community designed to provide open spaces, lifestyle amenities, and a setting that balances urban convenience with a more relaxed environment.

A Focus on Wellness-Oriented Living

Bloom Residences’ outdoor lounges offer a peaceful escape right within the community.

The development incorporates amenities such as swimming pools, multi-purpose courts, jogging paths, and landscaped open spaces, reflecting a broader trend toward wellness-oriented living environments.

Positioned for the Next Phase of Growth

Industry analysts point out that as Metro Manila expands, areas like Sucat—where infrastructure, accessibility, and community features converge—are likely to play a more significant role in shaping the next phase of residential growth.

Practicality as the New Standard

As demand continues to shift, practicality is emerging not just as a preference, but as a defining factor in how Filipinos choose where to live.

To learn more, visit www.smdc.com or call the SMDC Hotline at (02) 8858-0300.

Conrad Manila Unveils “Creases” by Meneline Wong in 40th Edition of Of Art and Wine Series

Ribboncutting ceremony [L-R]: Peggy Angeles (Executive Vice President, SM Hotels and Conventions Corporation), Susane Tiausus (Guest of Honor, Managing Director of Art Lounge Manila), Meneline Wong (Featured artist), Alyssa Valdez (Guest of Honor), Rupert Hallam (General Manager, Conrad Manila)

Presented at Gallery C in collaboration with Art Lounge Manila, the new exhibition explores women’s resilience and beauty through 20 mixed-media works that reflect the strength found in imperfection.

Conrad Manila, in collaboration with the Art Lounge Manila, proudly launches the 40th edition of its celebrated Of Art and Wine series “Creases,” a compelling new exhibition by multidisciplinary artist Meneline Wong, M.D., now on view at Gallery C. Curated by acclaimed art expert Nestor Jardin, the collection features 20 mixed-media works that explore themes of women’s resilience, growth, and the enduring strength shaped from life’s imperfections and experiences.

“Conrad Manila, shaped by Hilton’s culture of empowerment and inclusivity, recognizes the remarkable contributions and impact of every woman across our business and in every sector, including the arts,” said Rupert Hallam, general manager of Conrad Manila. “Through this latest installation, we invite our guests and patrons to experience a thoughtful tribute to the vulnerabilities and imperfections that ultimately give women their depth, character, and enduring beauty.”

Featured artist Meneline Wong and her collection entitled “Creases”

Creases features 20 mixed-media paintings, each reflecting the enduring strength and quiet courage of women. Through layered textures and expressive forms, the artworks suggest that the “creases” running through each piece are not flaws, but symbols of the struggles, sacrifices, and silent battles carried with grace.

Meneline Wong shared, “If we focus only on the creases, just as society often fixates on women’s supposed imperfections, we miss the fullness of the story. But when we step back, we see that these very creases give the artwork its character and beauty. In the same way, a woman’s beauty does not lie in perfection, but in the courage to rise through adversity. The creases don’t diminish her, they define her.”

The ribbon cutting ceremony was graced by esteemed guests, including Peggy Angeles, Executive Vice President of SM Hotels and Conventions Corporation; Susanne Tiausus, Guest of Honor and Managing Director of Art Lounge Manila; Alyssa Valdez, Guest of Honor; Rupert Hallam, Conrad Manila’s General Manager, and featured artist Meneline Wong. 

All artworks are available for acquisition. For inquiries and more information, guests and art collectors may contact +632 8833 9999 or email Conrad.Manila.info@conradhotels.com.


Salmon Bank Reports Superior 2025 Results: Strong Growth Across Deposits, Revenue, and Assets with Sustained Profitability

Salmon Bank (Rural Bank) Inc. today reports a superior performance in 2025, delivering strong growth across key financial metrics, built on strong capital position, as more Filipinos place their trust in the fast-growing, tech-centric challenger bank.

The bank’s customer base doubled over the past year, while total deposits grew 2.8x signaling growing consumer confidence in Salmon Bank’s AI-enabled banking model. This strong deposit momentum supported significant year-on-year growth of the bank’s balance sheet by end of 2025:

  • Total loan portfolio of strongly profitable and diversified small-ticket retail loans expanded by 2.5x;
  • Net Interest Margin is at 40%, surpassing industry average for rural banks, thrift banks, and digital banks;
  • Total assets grew 2.2x to 4.4 billion;
  • Gross revenue increased by 2x; and
  • Gross non-performing loan (NPL) ratio remained steady at 2%, well below Rural Bank industry benchmarks from the BSP.

This strong 2025 performance were the result of a combination of Salmon Bank’s disciplined approach to risk management and the rapidly growing retail lending opportunity it addresses. 

Strengthened Capital Base

Further reinforcing its growth trajectory, Salmon Bank is in the process of increasing its equity capital to PHP1.6 billion upon the completion of fresh capital injection of PHP 400 million from its controlling shareholder, Salmon Group Ltd. The capital injection is expected to complete by April 2026.

The additional funding strengthens the bank’s equity base, giving it significant headroom to expand its customer-focused financial product offerings and making it one of the best capitalized banks among tech-centric challenger banks in the country.

“Our 2025 results reflect growing customer confidence, strong business performance, and our commitment to responsible banking,” said Raffy Montemayor, Co-Founder of Salmon and Chairman of Salmon Bank. “With our superior capitalization, we’re well-positioned to continue our momentum of sustainable growth, as we deliver high-value, AI-enabled banking services that meet the evolving needs of Filipinos,” he added.

Democratizing High Yield Savings

To support its rapidly growing portfolio of high-yield retail loans, the bank offers highly competitive time deposit rates to its depositors. Salmon Bank now offers 6% p.a. interest rate on time deposits of as low as PHP5,000. Meanwhile, customers with a minimum deposit of PHP1 million can enjoy an interest rate of up to 8% p.a. on time deposits. 

Salmon Bank is majority-owned by Salmon Group Ltd.  Salmon Group is a global financial technology group backed by world-class investors, including International Finance Corporation (IFC), a member of the World Bank Group; the sovereign wealth fund and asset managers out of Abu Dhabi; and leading U.S. venture investors.

For more information, visit salmon.ph